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Profile photo of a State Farm Agent named: Tim Simmonds
State Farm® Insurance Agent

Tim Simmonds

Simmonds Ins and Fin Svcs Inc

Office Hours

Monday
9am - 5pm
Tuesday
9am - 1pm 2pm - 5pm
Wednesday
9am - 5pm
Thursday
9am - 5pm
Friday
9am - 12pm
Saturday
Closed
Sunday
Closed
After Hours by Appointment

Address

356 Morphy AVE
Fairhope, AL 36532

Across from Fairhope Children's Park and Colony Animal Clinic

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

Monday
9am - 5pm
Tuesday
9am - 1pm 2pm - 5pm
Wednesday
9am - 5pm
Thursday
9am - 5pm
Friday
9am - 12pm
Saturday
Closed
Sunday
Closed
After Hours by Appointment
Call us 24 hours a day!

Contact me to schedule a virtual meeting

Address

356 Morphy AVE
Fairhope, AL 36532

Location Details

  • Parking: In front of building

Languages

English

September is Life Insurance Awareness Month 🍂

As summer winds down and the new school year kicks into gear, it’s the perfect time to take a closer look at your insurance coverage.

From adjusting to back-to-school routines to preparing for the future, September naturally brings a focus on family. That makes it an ideal time to think about life insurance—whether you're reviewing an existing policy or exploring coverage for the first time. Life can change quickly, and making sure your loved ones are protected is one of the most important things you can do.

While you're checking off your fall to-do list, don’t forget to include a quick insurance review—auto, home, or life. We’re here to answer questions, update your coverage, and make sure you're prepared for whatever this season brings.

With every milestone in life, having experience, knowledge and understanding, goes hand in hand in making the right decision about your future. I am committed to assisting you discover the right options to insure you and your family. We have bank representatives to help with new accounts or loans. We want to make sure that you are covered for anything life may hand you. Whether it is loss of property; income; liability; health or life, all are available here under one roof.

I have been serving Baldwin County as your State Farm agent for 42 years. My wife, Jackie and I have raised our two children, Amanda and Paul, here in Fairhope, Alabama. I have served as Chairman of the Board of Thomas Hospital Foundation, the hospital where they were born. Additionally I have served as the President of the Fairhope Rotary Club, board member of the Eastern Shore Chamber of Commerce, assistant coach of the Fairhope Varsity Women’s Basketball Team and chairman of the St. Lawrence Church finance council. I even coached soccer for a few years as my children were coming up through middle school, something I knew very little but as President of the PTA...you have to get someone. Currently serving as president of the men's golf association at the Lakewood Golf Club.

This community is our family as we have watched and been a part of the growth for over 40 years. The greatest satisfaction is helping others and seeing their success. This is truly the basis of being a State Farm Agent...helping others. As a result of this approach, my office has been recognized with National Insurance Achievement; Crystal Excellence Qualifier; Chairman Circle Qualifier and Ambassador Travel multiple times. My team, with well over 50 years of accumulative State Farm experience, is here to serve you.

  • Offering personalized renters, condo or home insurance quotes.

  • We offer competitive auto insurance, and motorcycle, ATV and boat insurance.

  • We enjoy assisting in small business and life insurance options.

  • We can assist with Notary services on appointment.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

Options when insuring your home business

Insurance for a home based business might require a small business insurance policy since your homeowners might not adequately protect your operation.

How to use the 50/30/20 budget rule

Balance your personal spending and saving with the 50/30/20 budget rule. Discover how much should be used for everyday needs, wants and savings.

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When anyone asks my agency what is our primary goal…our answer is education. Our objective is to offer the most beneficial insurance education and then together with our customers determine their greatest avenue for protection from loss. It is our aim to ease the stress that can come with insurance by putting a premium on personalized service. We believe our customers prefer to have someone they know and trust to help guide them through both good and bad times. It is this belief that stands behind everything we do.

Our team is a dynamic group of dedicated professionals with a combined 30 years of experience in the insurance field. Each member brings a unique set of skills and expertise that contributes to our success. We pride ourselves on our strong communication, problem-solving abilities, and our commitment to providing exceptional customer service. Together, we work seamlessly to support our customers, ensuring they receive the guidance, education, and coverage they need. With a passion for helping others and a wealth of knowledge in the industry, our team is here to make your insurance experience as smooth and straightforward as possible.