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Profile photo of a State Farm Agent named: Tim Simmonds
State Farm® Insurance Agent

Tim Simmonds

Simmonds Ins and Fin Svcs Inc

356 Morphy AVE
Fairhope, AL 36532

Across from Fairhope Children's Park and Colony Animal Clinic

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
9am - 12pm
After Hours by Appointment
Call us 24 hours a day!

Contact me to schedule a virtual meeting


356 Morphy AVE
Fairhope, AL 36532



Happy Mardi Gras in Fairhope. Many people don't know Mardi Gras originated in Mobile Alabama and not New Orleans. Mardi Gras Day is February 13th, 2024. Fat Tuesday is the last day of the Carnival season as it always falls the day before Ash Wednesday, the first day of Lent. The start of Mardi Gras is the Twelfth Night of Christmas or Janurary 6th. Please come by the office early and pick up your backpack to place all your throws in from the parades.

With every milestone in life, having experience, knowledge and understanding, goes hand in hand in making the right decision about your future. I am committed to assisting you discover the right options to insure you and your family. We have bank representatives to help with new accounts or loans or home financing. We want to make sure that you are covered for any thing life may hand you. Whether it is loss of property; income; liability; health or life, all are available here under one roof.

I have been serving Baldwin County as your State Farm agent for 37 years. My wife, Jackie and I have raised our two children, Amanda and Paul, here in Fairhope, Alabama. I have served as Chairman of the Board of Thomas Hospital Foundation, the hospital where they were born. Additionally I have served as the President of the Fairhope Rotary Club, board member of the Eastern Shore Chamber of Commerce, assistant coach of the Fairhope Varsity Women’s Basketball Team and chairman of the St. Lawrence Church finance council. I even coached soccer for a few years as my children were coming up through middle school, something I knew very little but as President of the have to get someone.

This community is our family as we have watched and been a part of the growth for over 40 years. The greatest satisfaction is helping others and seeing their success. This is truly the basis of being a State Farm Agent...helping others. As a result of this approach, my office has been recognized with National Insurance Achievement; Crystal Excellence Qualifier; Chairman Circle Qualifier and Ambassador Travel multiple times. My team, with well over 50 years of accumulative State Farm experience, is here to serve you.

  • Offering personalized renters, condo or home insurance quotes.

  • We offer competitive auto insurance, and motorcycle, ATV and boat insurance.

  • We enjoy assisting in small business and life insurance options.

  • We can assist with Notary services on appointment.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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When anyone asks my agency what is our primary goal…our answer is education. Our objective is to offer the most beneficial insurance education and then together with our customers determine their greatest avenue for protection from loss. It is our aim to ease the stress that can come with insurance by putting a premium on personalized service. We believe our customers prefer to have someone they know and trust to help guide them through both good and bad times. It is this belief that stands behind everything we do.

Darbi Welsh, executive assistant with 15 years insurance experience; Steve Welsh, customer insurance service professional with 10 years of experience

Darbi Welsh State Farm Agent Team Member

Darbi Welsh

Agent's Executive Assistant

Darbi has 15 years of experience in my office and is our agency's vice-president. Darbi has a complete knowledge of insurance and customer service.

Steve Welsh State Farm Agent Team Member

Steve Welsh

Property & Casualty Representative

Steve has nearly 10 years of experience in our office and has become the expert in quoting all property and casualty lines of insurance.


Jessica Zdyb


Jessica has been in our office over two years and has a great background in customer service.


Carlesha Bodiford

Carlesha has just started in our office but she brings a great background of customer service to our agency.