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Tim Simmonds

Simmonds Ins and Fin Svcs Inc

356 Morphy AVE
Fairhope, AL 36532

Across from Fairhope Children's Park and Colony Animal Clinic

Would you like to create a personalized quote?

With every milestone in life, having experience, knowledge and understanding, goes hand in hand in making the right decision about your future. I am committed to assisting you discover the right options to insure you and your family. We have bank representatives to help with new accounts or loans or home financing. We want to make sure that you are covered for any thing life may hand you. Whether it is loss of property; income; liability; health or life, all are available here under one roof.

I have been serving Baldwin County as your State Farm agent for 37 years. My wife, Jackie and I have raised our two children, Amanda and Paul, here in Fairhope, Alabama. I have served as Chairman of the Board of Thomas Hospital Foundation, the hospital where they were born. Additionally I have served as the President of the Fairhope Rotary Club, board member of the Eastern Shore Chamber of Commerce, assistant coach of the Fairhope Varsity Women’s Basketball Team and chairman of the St. Lawrence Church finance council. I even coached soccer for a few years as my children were coming up through middle school, something I knew very little but as President of the PTA…you have to get someone.

This community is our family as we have watched and been a part of the growth for over 40 years. The greatest satisfaction is helping others and seeing their success. This is truly the basis of being a State Farm Agent…helping others. As a result of this approach, my office has been recognized with National Insurance Achievement; Crystal Excellence Qualifier; Chairman’s Circle Qualifier and Ambassador Travel multiple times. My team, with well over 50 years of accumulative State Farm experience, is here to serve you.

  • Offering personalized renters, condo or home insurance quotes.
  • We offer competitive auto insurance, and motorcycle, atv and boat proposals.
  • We enjoy assisting in small business and life insurance options.
  • We can assist with Notary services on appointment

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Home Loans, Mutual Funds, Annuities

Office Hours

9am - 5pm
9am - 12pm
Call us 24 hours a day!
356 Morphy AVE
Fairhope, AL 36532
Map & Directions
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When anyone asks my agency what is our primary goal…our answer is education. Our objective is to offer the most beneficial insurance education and then together with our customers determine their greatest avenue for protection from loss. It is our aim to ease the stress that can come with insurance by putting a premium on personalized service. We believe our customers prefer to have someone they know and trust to help guide them through both good and bad times. It is this belief that stands behind everything we do.

Darbi Welsh, executive assistant with 15 years insurance experience; Steve Welsh, customer insurance service professional with 10 years of experience

Darbi Welsh State Farm Agent Team Member

Darbi Welsh

Agent's Executive Assistant

Steve Welsh State Farm Agent Team Member

Steve Welsh

Property & Casualty Representative


Jessica Zdyb



Taylor Moss

Account Representative