

Office Hours
Contact me to schedule a virtual meeting
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Mutual Funds, Annuities
Tim Simmonds
Simmonds Ins and Fin Svcs Inc
Office Hours
Address
Fairhope, AL 36532
Across from Fairhope Children's Park and Colony Animal Clinic
Would you like to create a personalized quote?
Would you like to create a personalized quote?
Office Info
Office Info
Office Hours
Contact me to schedule a virtual meeting
-
Phone
(251) 928-1400 -
Mobile
(251) 379-6798 -
Fax
(251) 928-0510
Languages
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Mutual Funds, Annuities
Office Info
Office Info
Office Hours
Contact me to schedule a virtual meeting
-
Phone
(251) 928-1400 -
Mobile
(251) 379-6798 -
Fax
(251) 928-0510
Languages
Simple Insights®
Information to include on auto insurance applications
Information to include on auto insurance applications
The process of applying for car insurance may seem challenging, but it can become easier when approached with precision and care to avoid mistakes.
Budgeting for a pet
Budgeting for a pet
Learn how to make a budget for your pet. Budgeting for typical pet care expenses can help you cover pet ownership costs without sacrificing your financial goals.
Car maintenance tasks you can do yourself
Car maintenance tasks you can do yourself
To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.
Social Media
Viewing team member 1 of 4

Darbi Welsh
License #451911
I have been a dedicated team member at Simmonds Insurance & Financial Services for 16 years. With licenses in Property and Casualty, as well as Life and Health, I am committed to providing our customers with comprehensive and personalized insurance coverage. My goal is to ensure that every customer is treated with respect and provided with the most information possible to make the right decision for their needs. I am delighted by the chance to support customers in navigating the realm of insurance and financial services, empowering them with the essential resources to proactively face unexpected obstacles in life.
Family is my cornerstone. I am blessed with three amazing children: Laikin, Bradey, and Bailee. Laikin, my oldest daughter, is a trauma nurse who brings care and compassion to her profession. Bradey, my middle child, is an educator and baseball coach who is married and has made me a proud grandparent. Bailee, my youngest, is a senior at Texas State University, carving out her own path toward success.
I have been married to my wonderful husband, Steve, for 24 years. While Steve and most of my family don't practice Jiu Jitsu, it is a passion of mine that I share with Laikin. Whether it's spending lazy days on the beach or engaging in outdoor activities, I cherish every moment spent in nature and with my loved ones.
Through both my professional and personal life, I strive to bring dedication, passion, and a sense of adventure to everything I do.
Viewing team member 2 of 4

Steve Welsh
Property & Casualty Representative
License #3000361140
Steve has nearly 10 years of experience in our office and has become the expert in quoting all property and casualty lines of insurance.
Viewing team member 3 of 4
Jessica Zdyb
Customer Service Representative
Jessica has been in our office three years, moving from Receptionist to Customer Service Representative.
Viewing team member 4 of 4
Carlesha Bodiford
Carlesha is a dedicated customer relations specialist, where she excels in billing and ensuring customer satisfaction. With a keen eye for detail and a passion for helping others, Carlesha has built a reputation for providing exceptional service and support to her customers.
In addition to her professional expertise, Carlesha is a proud mom, balancing her responsibilities with grace and efficiency. Her diverse experience has equipped her with strong organizational skills and the ability to navigate complex situations with ease.
Outside of work, Carlesha enjoys traveling and immersing herself in new cultures, as well as indulging in her love for reading. She believes that continuous learning and exploration are key to personal and professional growth.
Carlesha is committed to connecting with fellow millennials and sharing insights on navigating the insurance landscape, and achieving work-life balance.